A straight conversation about risk
Insurance is the backup plan.Better risk management comes first.
Combat sports insurance for Australian gyms, coaching businesses and fight events starts with a clear look at how you operate. We help improve the process, then arrange cover where eligible.
The question we start with
Would your current policy respond to the training you actually run?
Active sparring
What contact is allowed, who supervises it and how are members matched by skill?
A member incident
What gets recorded, who follows up and can the process be shown later?
An operational interruption
What happens to staff, the lease and members if the gym cannot open?
Liability file
Combined Liability
$20m
Public Liability
Third-party injury or property damage claims connected with the business, subject to policy terms.$5m
Professional Indemnity
Professional indemnity may respond to claims connected with coaching or professional advice, depending on the activity, circumstances and policy terms.Ask us about
- What is included
- What is excluded
- How coaching is described
- Equipment and premises
- Incident records
Cover is subject to eligibility, policy terms, conditions, limits and exclusions.
Between-rounds checklist
Before we talk premium, let’s talk about lowering risk.
- Pregnancy
A clear policy for training, disclosure and coaching decisions.
- Blood spillage
A procedure people can follow under pressure.
- Infectious disease
Hygiene and exclusion steps that are understood.
- Discrimination
Documented standards for members, staff and coaches.
- Waivers
Part of the system, not the whole system.
- Incident reporting
Consistent records and clear escalation.
- Skill pairing
Match experience, size, intensity and purpose.
- Contact levels
Set expectations before the round starts.
General education only. Final procedures and legal documents require suitable professional review.
Business file
The space matters as much as the sport.
Areas to consider
- Inside the gym
- Mats, bags, cage or ring, signage, equipment and fit-out
- The premises
- Contents, glass and building cover where the property is owned
- If trading stops
- Business interruption and the ongoing costs that do not disappear
- Optional protection
- Theft and other cover selected for the individual business
Who steps through the door
Gyms. Coaches. Fight events.
Final eligibility depends on the individual risk and policy terms.
How the conversation works.
You
Show us how you train.
Members, coaches, premises, events, contact and current processes.CSI
We identify the pressure points.
Coverage gaps, operational risks, exclusions and areas that need a clearer system.Together
Shape cover and better process.
A recommendation you can understand and risk work you can keep improving.Risk education
Here’s what your policy actually does, and what it doesn’t.
The useful conversation is not whether a document exists. It is whether the scope, limits and exclusions match the way the business operates.
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